Buy Bitcoin on EMIs
Transparent financing with flexible tenures. Your BTC stays safe in secure multisig until repayment.
Loan Simulator
Step-1 : Loan process
Think in total value. We'll derive loan = plan size - upfront.
Step-2 : Outputs
Plan maths - LTV curve1Set your plan size, upfront % and duration.
2Hit "Step-2 : See outputs" to see:
- Your actual loan amount and BTC exposure.
- Interest rate derived from risk.
- Monthly EMI breakdown.
- LTV decay as you pay EMIs.
Why Choose Us
We make Bitcoin accessible to everyone through simple, transparent EMI plans with industry-leading features.
Simple Onboarding Settlement in Stablecoins
Get started quickly with our streamlined process. All settlements happen in stablecoins for fast, borderless transactions.
Penalty Structure No Liquidation
Unlike traditional DeFi loans, we use a penalty system instead of instant liquidation. Keep your Bitcoin even in market downturns.
Low Interest Rates
Competitive interest rates starting from just 10% p.a. with risk-adjusted pricing. The lower your LTV, the better your rate.
Self-Custody MultiSig Security
Your Bitcoin is secured in a MultiSig smart contract. No single party has full control - your keys, your coins.
How It Works
End-to-end execution flow from onboarding to self-custody.
Onboarding
User completes credit risk assessment via mobile app interface.
Purchase
User pays 20% downpayment. SwapSo finances the remaining 80%.
Secure Custody
Bitcoin locked in MultiSig smart contract. No single party control.
Repayment
EMIs reduce principal. LTV monitored; penalty only on new highs.
Ownership
Upon full repayment, Bitcoin is released to user's self-custody wallet.